What are the benefits of Credit Cards Balance Transfer?

Low interest and low installments. Choose the amount that will be transferred to your non-Citibank Credit Card account (up to your available credit card limit). Choose from tenor of your choice up to 48 months.

How Balance Transfer works?

Balance transfer amount will be transferred directly to your beneficiary Credit Card account. The balance transfer amount that you choose will be blocked from your existing Citi Credit Card limit and will release with each payment you make. Monthly installments shall be due for payment & will appear in your next card statement after availing of the balance consolidation offer.

How to apply for Credit Cards Balance Transfer?

To apply for Balance Transfer on your Citi Credit Cards, SMS 'BTF' to 2484 (CITI).

Take your next move with credit cards balance transfer

Citibank Credit Cards Balance Transfer

A smarter way to manage your finances

Welcome offer of 0% interest rate for 6 months*

With the Citibank credit card balance transfer feature, repay your outstanding non-Citibank credit card debt without any stress. This feature will help you clear off the outstanding balance of your present credit card by offering a low-interest amount. You can even select a tenor of your choice.

To start the process, all you need to do is apply for a Citi credit card. Once done, we will transfer the balance amount from your Citibank credit card to your non-Citibank credit card, so you can consolidate the outstanding balance.

Stress-free funds with Credit Cards Balance Transfer

How Credit Cards Balance Transfer Work?

Citi Balance Transfer lets convert unused credit limit from your Citi Credit Card
into cash to do more, with greater interest savings.

Sam used Citi Balance Transfer to get AED 10,000 for 6 months**

	Other banks credit cards	Citi Balance Transfer
Interest payable	AED 1,550 (3% p.m.)	0%
Service Fee	0%	AED 300 (3%)
Total savings: AED 1,250

**The results shown above are for illustrative purposes only. Actual amounts are subject to individual assessment and T&Cs

Enjoy 0% p.a. interest for 6 months for new customers*

I'm Interested

*Only for customers who have opened a new card in last 3 months, 3% processing fee applies

See your Citi Credit Card Balance Transfer options

I'd like to get

AED 250,000

250000

AED 1,000

AED 250,000

Available repayment plans

Est. AED 23,309 /month

for 12 months

Est. AED 12,892 /month

for 24 months

Est. AED 9,421 /month

for 36 months

Est. AED 7,684 /month

for 48 months

The BTF calculation above is an illustration based on Flat rate of 0.99% p.m. Your entitled interest rate and tenor is subjected to individuals' eligibility.

Frequently Asked Questions

What are the benefits of Credit Cards Balance Transfer?
Low interest and low installments.

Choose the amount that will be transferred to your non-Citibank Credit Card account (up to your available credit card limit).

Choose from tenor of your choice up to 48 months.
How Balance Transfer works?
Balance transfer amount will be transferred directly to your beneficiary Credit Card account.

The balance transfer amount that you choose will be blocked from your existing Citi Credit Card limit and will release with each payment you make.

Monthly installments shall be due for payment & will appear in your next card statement after availing of the balance consolidation offer.
How to apply for Credit Cards Balance Transfer?

Fill in this form and we will call you back within 2 working days

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