Citibank Credit Cards Balance Transfer
A smarter way to manage your finances
Welcome offer of 0% interest rate for 6 months*
With the Citibank credit card balance transfer feature, repay your outstanding non-Citibank credit card debt without any stress. This feature will help you clear off the outstanding balance of your present credit card by offering a low-interest amount. You can even select a tenor of your choice.
To start the process, all you need to do is apply for a Citi credit card. Once done, we will transfer the balance amount from your Citibank credit card to your non-Citibank credit card, so you can consolidate the outstanding balance.
Stress-free funds with Credit Cards Balance Transfer
Get better savings with 0% p.a. interest for 6 months tenor*
Get extra cash for the things you care about – from embarking on your dream to paying off your card balances.
Adjust how much you want to pay – choose from tenors of 6 to 48 months
How Credit Cards Balance Transfer Work?
Citi Balance Transfer lets convert unused credit limit from your Citi Credit Card
into cash to do more, with greater interest savings.
**The results shown above are for illustrative purposes only. Actual amounts are subject to individual assessment and T&Cs
Enjoy 0% p.a. interest for 6 months for new customers*
For existing customers 0.99% p.m. flat rate
*Only for customers who have opened a new card in last 3 months, 3% processing fee applies
See your Citi Credit Card Balance Transfer options
I'd like to get
The BTF calculation above is an illustration based on Flat rate of 0.99% p.m. Your entitled interest rate and tenor is subjected to individuals' eligibility.
What are the benefits of Credit Cards Balance Transfer?
How Balance Transfer works?
How to apply for Credit Cards Balance Transfer?
Fill in this form and we will call you back within 2 working days