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Retirement Income Plans

Plan for your retirement

Retirement planning has changed from settling down in a quiet country side home to planning vacations, visiting family and taking up old hobbies which you have always dreamed of pursuing. That’s why good financial planning can help to make your dreams come true. After all, you retire from work and not life!

To ensure that you take right decisions to live your golden years happily; we bring you two different approaches to meet your financial planning objectives.

Global Choice allows you to save on a regular basis to build a retirement corpus. The platform lets you decide how much and in which currency you wish to invest, gives access to your capital by allowing, regular withdrawals or partial surrenders and helps to secure your future through adding optional benefits such as additional life cover and waiver of premium benefits.

This investment platform follows a Dollar Cost Averaging approach which helps negate market volatility and the wide range of mutual funds helps you build a portfolio allocation matching your risk profile.

Global Choice is underwritten by Zurich International Life and Citibank is a distributor.

Key features:-

  • Flexible mode of payment (Monthly, Quarterly, Semi Annually, Annually)
  • Wide range of funds across asset classes available
  • Option to switch funds to manage portfolio risk

Request a call

Wealth Accumulation Plan is a single-premium approach towards building a retirement corpus. You can customize your portfolio matching your risk appetite and market conditions. The portfolio allows you to diversify across different fund houses and allows switching between funds based on your market outlook.

Key features:-

  • High flexibility allowing you to add additional premium increment with surplus cash flow
  • Option to withdraw and partial surrender to finance short term capital requirements
  • Offer wide range of investment funds to match your risk profile
  • Allows you to choose from a wide range of currencies

Request a call

The policy owner or his/her beneficiary may call Citibank at +971 4 311 4000 or Zurich at +971 4 363 4567 or +44 1624 691111 to report a claim.

You may download the claim form by visiting In case you require any further assistance, please feel free to write to Citibank at or Zurich at

Please visit Citibank NA Branch to initiate a cancellation request. Alternately, visit and click on "I need to access my money" if you wish to cancel your existing policy or "I need to update my policy" for any service related requests. For any further details, you may call Citibank at +971 4 311 4000 or Zurich at +971 4 363 4567 or +44 1624 691111.

If you would like to contact Customer Happiness Contact Center of Insurance Authority of the UAE, here are the details –


Telephone: 800(CBUAE)22823


In case you are an existing policy owner, you may access your portfolio details by clicking here.

To view product terms and conditions for Wealth Accumulation Plan (click here) and Global Choice (click here)

Wealth Accumulation Plan and Global Choice are underwritten by Zurich International Life and Citibank N. A. is a distributor.

Citibank N.A. will receive a distribution fee (commission) from the Insurer equivalent to a percentage of the gross premium payable. Other Citi entities may receive additional compensation for the provision of product administration and management services.

Citibank N.A. will not be responsible for the rejection of any application/claim under this policy. Citibank N.A. does not underwrite or issue insurance policies. Citibank N.A. provides customer support by way of receiving payments from the customers and forwarding them to Zurich International Life, in addition to making such insurance products available to its customers. Premiums contributed by the Customer under this policy are not bank deposits or any other obligation of, or guaranteed by Citibank N.A., Citigroup or any of their affiliates and are subject to risks and possible loss of the principal amount invested.

Insurance products are optional, underwritten by insurers, subject to exclusions, terms and conditions, medical underwriting requirements as listed in the policy document. Citibank N.A. does not underwrite or issue insurance policies and is not responsible for rejection of any application/claim. Citibank N.A. makes available insurance products and provides customer support by receiving payments and forwarding them to the Insurer. If policies are cancelled within 30 days of enrolment, customers are entitled to receive refund of premium paid or applicable account value. For policy cancellations after 30 days period, customer will be entitled to receive applicable surrender value after deduction of surrender charges. Citibank Terms and Conditions apply, are subject to change and can be found at Insurance products are not available to US persons. If a customer changes residence, citizenship, nationality or place of work, it is the customer's responsibility to understand how their insurance is affected by such change and comply with all applicable laws and regulations.

Citibank N.A. UAE Branch is registered with Central bank of UAE under license numbers BSD/504/83; 13/184/2019; BSD/2819/9, BSD/692/83, for Al Wasl Branch Dubai, MOE- Dubai; Sharjah, Abu Dhabi branches respectively, has partnered with Zurich International Life Insurance Company, an insurance company registered with Insurance Authority of the UAE under registration number 63 to offer this insurance product.