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Accident and Health Insurance - Critical Illness Plan

Coverage at a time when it is needed the most

Critical Illness Plan is an optional insurance product brought to you by MetLife which covers the insured in the unfortunate events of surgery or diagnosis of – first heart attack, stroke, cancer, heart valve surgery, brain tumor, multiple sclerosis, primary pulmonary hypertension, coma and coronary artery by-pass surgery.

  • No medical test required
  • A lump sum amount paid to the insured depending on insurance coverage chosen

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  • A range of coverage options so you can choose the plan most suitable for you
  • Monthly or annual payment frequency with the flexibility to terminate at any time
  • Available to banking and credit card customers between the age of 18 to 59. Plan is renewable up to age 75

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Claim forms and the list of supporting document are available at You can directly lodge claims with MetLife claims department (Toll free number 8006385433). Please remember that you have 60 days from the date of the covered event to report the claim to MetLife. Alternatively, the card member or his/her beneficiary may call Citibank at +97143114000 to report a claim.

In case you wish to cancel your policy, you may call Citibank at +971 4 311 4000 or use the “write to us” option by logging onto Citibank online.

Alternately you can place a cancel request by calling on MetLife toll free number - 8006385433 or 800 - METLIFE

If you would like to contact Customer Happiness Contact Center of Insurance Authority of the UAE, here are the details –


Telephone: 800(CBUAE)22823


In case you are an existing policy owner, you may access your portfolio details by clicking here.

Click here to view product terms and conditions.

Click here to view product benefits and premium details.

Critical Illness Plan is underwritten by MetLife American Life Insurance Company and Citibank N.A. UAE Branch is a distributor

Citibank N.A. UAE Branch will receive a distribution fee (commission) from the Insurer equivalent to a percentage of the gross premium payable. Other Citi entities may receive additional compensation for the provision of product administration and management services.

Citibank N.A. UAE Branch will not be responsible for the rejection of any application/claim under this policy. Citibank N.A. UAE Branch does not underwrite or issue insurance policies. Citibank N.A. UAE Branch provides customer support by way of receiving payments from the customers and forwarding them to MetLife American Life Insurance Company, in addition to making such insurance products available to its customers. Premiums contributed by the Customer under this policy are not bank deposits or any other obligation of, or guaranteed by Citibank N.A. UAE Branch, Citigroup or any of their affiliates and are subject to risks and possible loss of the principal amount invested.

Insurance products are subject to exclusions, special terms and conditions, medical underwriting requirements (as applicable) which are contained in the policy document. Insurance products are optional and underwritten by insurers, subject to the terms and conditions of each policy. Policies can be cancelled at any time. If the policy is cancelled within the free-look period, which is 30 days from the date policy issuance, customers will be entitled to a refund of premium collected within that period as per the terms and conditions of the plan. For cancellations after the free-look period, there will be no refund of premiums paid as this policy is not a savings plan and does not acquire a cash value. In addition to the terms and conditions of the policy as stipulated by the insurer, Citibank terms and conditions, as amended from time to time, apply. For the current terms and conditions, please refer to Please call our 24-Hour Citiphone Banking Service on +971 4 311 4000 or MetLife on 8006385433 should you have any queries or complaints.

Citibank N.A. UAE Branch is registered with the Central Bank of UAE under license numbers BSD/504/83; 13/184/2019; BSD/2819/9, BSD/692/83 for Al Wasl branch Dubai, MOE Dubai, Sharjah and Abu Dhabi branches respectively. The insurer, MetLife American Life Insurance Company, is registered with the Insurance Authority of the UAE under registration number 34 to offer this insurance product.