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**No annual fee in year 1. From year 2 onwards annual fee is waived unless a minimum annual spend of AED 9,000 is not met, in which case an annual fee of AED 300 applies (applicable for Citi Cash Back and Citi Rewards Credit Card).

Citi Terms and Conditions apply and are subject to change without prior notice and are available upon request. All offers are made available on a best-effort basis and at the sole discretion of Citi. Citi makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities.

"By inquiring about Citi services, offers or products, the applicant authorizes Citi representatives to approach him/her on their contact details including their telephone/mobile number for any product or service offered by Citi anytime within 12 month period from the time of this acknowledgment. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citi from and against any losses, claims and/or liabilities incurred by Citi. As a result of having relied on such information. Citi is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The information provided on this website does not constitute the marketing of any products or services to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man, the UK, Data Privacy (GDPR, LGPD & NZPA)*. The content on this website is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.