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Quick Cash

Quick Cash


Count on your Citi Credit Card to get the cash you need, anytime

Apply now

Readily available cash from your credit card

Get big things done in an instant

Cash amount up to your credit limit into your bank account in as little as 60 seconds.*

Amount beyond your credit limit

You can avail of a cash loan in excess of your available credit limit. Subject to approval.

Cash on your terms

Get it anytime on your smartphone and repay with plans up to 48 months.

Simple and Hassle-free

No documents required and no hidden fees.

*Cash deposited instantly only with a Citi account. For other bank accounts, it will take up to 3 business days.

Get an instant Citi Quick Cash quote
I need
for my
AED 302 / month*
The Citi Quick Cash calculation above is an illustration based on Reducing Balance Interest Rate = 35.88% p.a. Your entitled interest rate and tenure is subjected to individuals' eligibility.

Cash loan within your available credit limit:
Avail now via the Citi Mobile® App


Select Quick Cash to check your pre-approved cash amount then get started


Enter the amount of cash you would like and continue


Select the repayment plan that works for you


Select which account you would like the money deposited into

Need more cash beyond your available credit limit?

Take advantage of additional cash up to AED 36,500 that can be paid in fixed monthly instalment from 6 to 48 months.

Loan amount will be deposited to your Citibank or non-Citibank savings or current account in the U.A.E.

How to book:

sms icon

SMS 'INSTA' to 2484 (CITI).

You may be required to submit the following documents:

● Up-to-date proof of income.

● Up-to-date proof of identity.


* Loan amount is subject to credit approval.

How others are using Citi Quick Cash


Planning a perfect wedding is a huge undertaking. With Citi Quick Cash, Katelin was able to respond quickly to unexpected expenses for her big day.

Medical expenses

Medical expenses can accumulate quickly, especially when life suprises you with twins. Citi Quick Cash let Gavin and Ann cover all their bills with ease.

Kid's education

Enrichment classes are a necessity these days. With Citi Quick Cash, Sam secured ballet lessons for his daughter with cash payment.

Download Citi Mobile® App to get Citi Quick Cash

You can also access Citibank Online here
or contact Citi Phone

Frequently Asked Questions

  • How can I know that I can apply for this feature?

    You are eligible for Citi Quick Cash within limit if option available in your Citi Mobile® App or Citibank Online. No documents required. There is no application form. If you request Citi quick cash beyond limit then you need to SMS ‘INSTA’ to 2484 and it is subject to credit approval.

  • How does it work?

    The Citi Quick Cash amount that you request will be blocked from your existing credit card limit and each installment payment will release the corresponding amount of your credit limit blocked against this loan. Citi Quick Cash beyond credit limit will not be blocked from your existing credit limit, Your available credit card limit will reduce by the corresponding instalment amount on each statement billed and will be available for use again as you pay the instalment amount. Monthly installments shall be due for payment & will appear in your next credit card statement after availing of the loan amount.

  • How does interest charged?

    Interest accrues, at the rate determined by Citibank and published in the Schedule of Fees and Charges, on a daily basis and is calculated on the basis of actual days over a 360 day/year on a reducing balance basis

  • What is the maximum amount that I can request?

    The maximum amount that you can request is available in Citi Quick Cash menu. Citi Quick Cash beyond credit limit cis available from AED 2,000 up to AED 36,500 subject to credit approval.

  • When will I receive my cash?

    Actual disbursement of funds time will vary depending on the account of disbursement. Disbursements to Citi accounts will be typically made on the same day. Accounts with third party banks may take up to 3 banking days.

  • What if I want to fully settle the Citi Quick Cash before its maturity?

    Subject to Citibank's approval, you may at anytime cancel your Citi Quick Cash or opt for early settlement of the Citi Quick Cash amount. Such cancellation or early termination requires an early settlement fee of 1% on the remaining outstanding principal and you will be charged interest on the remaining principal from the date of your last statement until the Citi Quick Cash closure date.

Important Notice:

Citi Credit Card "Loan on Card (within limit)"/ "Loan on Phone" and "Loan on Card (beyond limit)"/ "InstaLoan" has been renamed to "Citi Quick Cash".

Citibank Terms and Conditions apply, are subject to change and are available upon request. For the current Terms and Conditions, please click here. The offer is available on a best effort basis and at the sole discretion of Citibank, N. A. Citibank N.A. makes no warranties and assumes no responsibility in respect to the products and services provided by partners.