Citi PayLite, Get What you Love with Ease

CUTTING EDGE TECH

Turn your credit card purchases into affordable instalments with Citi PayLite

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Turn big purchases into small payments

Get what you love with ease

Turn big purchases into affordable instalments with zero processing fee.

Shop wherever you like

Works at any merchant for purchases AED 100 and above on your Citi credit card.

Simple and hassle-free

Convert your purchases in a few taps on your Citi Mobile^® App. No documents required.

How it works on the Citi Mobile^® App

Tap the calendar icon on the 'Transactions' page

Click on 'Convert to Installments'

Select the repayment plan that works for you

How others are using Citi PayLite

Luxury goods

Everyone treats themselves in their own way. Mel got the shoes she has been eyeing with affordable Citi PayLite instalments.

Home appliances

Home appliances often carry a hefty price tag. Stan split the bill for his washing machine with Citi PayLite.

Tech gadgets

New magical technologies are always coming out. Jon turned his gadget spree into affordable monthly payments with Citi PayLite.

Frequently Asked Questions

How does it work?

The transaction amount that you convert into installments will be blocked from your existing credit card limit and the amount will be released with each payment you make.

Monthly installments shall be due for payment & will appear in your next credit card statement after converting the transaction into installments.
How does interest charged?

Interest accrues, at the rate determined by Citibank and published in the Schedule of Fees and Charges, on a daily basis and is calculated on the basis of actual days over a 360 day/year on a reducing balance basis
What are the benefits of Citi PayLite?

No documents required. There is no application form. You will earn reward points for each installment paid.
What if I want to fully settle the Citi PayLite instalment plan before its maturity?

Subject to Citibank's approval, you may at anytime cancel your Citi PayLite plan or opt for early settlement of the PayLite amount. Such cancellation or early termination requires an early settlement fee of 1% on the remaining outstanding principal and you will be charged interest on the remaining principal from the date of your last statement until the Citi PayLite instalment plan closure date.
Do I need to use a particular Citi credit card or purchase from a selected merchant list to enjoy the Citi PayLite service?

No. There is no restriction to any particular Citi credit card or merchant list for you to enjoy the Citi PayLite service.

Important Notice:

Citi Credit Card "Easy Installment Plan" for transactions has been renamed to "Citi PayLite".

Citibank Terms and Conditions apply, are subject to change and are available upon request. For the current Terms and Conditions, please click here. The offer is available on a best effort basis and at the sole discretion of Citibank, N. A. Citibank N.A. makes no warranties and assumes no responsibility in respect to the products and services provided by partners.

Citi PayLite Change your Credit Card transactions to lighter installments