Citi FlexiBill, Shrink your Credit Card Bills

Citi FlexiBill

Turn your month's Citi Credit Card bill into easy instalments

Big months paid your way

Ease your mind

Convert your statement into instalments equally every month.

Get in control

Choose your repayment plan for up to 48 months.

Simple and hassle-free

Convert your statement instantly with your Citi Mobile^® App, no documents required.

Convert your bill into monthly instalments

How much would you like to convert?

AED 50,000

50000

AED1,000

AED50,000

Available repayment plans

Est. AED 5,021 /month

for 12 months

Est. AED 2,950 /month

for 24 months

Est. AED 2,287 /month

for 36 months

Est. AED 1,976 /month

for 48 months

*The Citi FlexiBill calculation above is an illustration based on Reducing Balance Interest Rate = 35.88% p.a. Your entitled interest rate and tenure is subjected to individuals' eligibility.

How it works on the Citi Mobile^® App

Select your credit card and chose statements Tap “Convert to Installments” to get started

Enter the amount you would like and select repayment plan that works for you

Tap “Convert” to confirm

Done

How others are using Citi FlexiBill

Education

Back-to-school expenses can easily add up. Sam starts his daughter off on the right foot with Citi FlexiBill.

Health and Wellness

His very own home workout equipment has been on Mohamad's mind. With Citi FlexiBill, he's on track to his fitness goals.

Online Education

It's never too late to learn. Alex uses Citi FlexiBill to enroll to online classes with light repayments over time.

Frequently Asked Questions

How does it work?

The statement amount you convert into installments will be blocked from your existing credit card limit and the amount will be released with each payment you make. Monthly installments shall be due for payment & will appear in your next credit card statement after converting the transaction into installments.
How does interest charged?

Interest accrues, at the rate determined by Citibank and published in the Schedule of Fees and Charges, on a daily basis and is calculated on the basis of actual days over a 360 day/year on a reducing balance basis
How do I convert my statement via Citi Mobile^® App?

Choose your card by swiping left or right. Click on the "Statements" tab, click on "Convert to Instalments" button to start.
Can I convert my full statement into instalments?

The eligible amount for conversion is your total bill after the Minimum Payment and cash transactions has been deducted.
Do I need to pay my Minimum Payment?

Yes, you are required to pay your Minimum Payment. Only then the remaining balance can be converted.
What if I want to fully settle the Citi FlexiBill instalment plan before its maturity?

Subject to Citibank's approval, you may at anytime cancel your Citi FlexiBill plan or opt for early settlement of the FlexiBill amount. Such cancellation or early termination requires an early settlement fee of 1% on the remaining outstanding principal and you will be charged interest on the remaining principal from the date of your last statement until the Citi PayLite instalment plan closure date.

Citi Credit Card "Easy Installment Plan" for statement balance has been renamed to "Citi FlexiBill".

Citibank Terms and Conditions apply, are subject to change and are available upon request. For the current Terms and Conditions, please click here. The offer is available on a best effort basis and at the sole discretion of Citibank, N. A. Citibank N.A. makes no warranties and assumes no responsibility in respect to the products and services provided by partners.

Turn your month's Citi Credit Card bill into easy installments