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Apply Now for a Citigold Account

Enjoy a cash reward of up to AED 13,000 when you join Citigold.

There's more to wealth

*Terms and Conditions apply

Apply Now for a Citigold Account

Enjoy a cash reward of up to AED 13,000 when you join Citigold.

There's more to wealth

*Terms and Conditions apply

Interested in Citigold?

If you're interested in exploring wealth management solutions with Citigold, leave us your details and we will give you a no obligation call-back.

Eligibility Criteria Minimum balance $200,000
Funding TimelineWithin 90 days

I can maintain a total relationship balance including cash, deposits and investments of at least USD 200,000 within a period of 90 days.    

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What do I get with Citigold?

Premium Bank

A premium bank account with personalized advisory and insights


A dedicated Wharton-trained Relationship manager with access to a professional Advisory Team

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Plus a host of other benefits


9 currencies in 1 debit card

Switch between 9 currencies and save on currency conversion fees with Citibank Global Wallet.

Latest market updates

Gain sharper insights with analyses of market developments and trends to help you make informed decisions.

Preferential FX rates

Save with competitive exchange rates and the convenience of going cashless.

Personalized services

Enjoy best-in-class service with exclusive access to Citigold lounges and a dedicated Citigold helpline.

Seamless international transfers

Easily and instantly transfer funds between Citi accounts worldwide.

Exciting offers

Get access to travel rewards, dining discounts, and movie tickets with your complimentary Citi Premier credit card.

Join Citigold and get up to AED 13,000 upon maintaining your initial funding balance for 90 days, and meeting the investment or insurance criteria.


Open a Citigold account between January 1st 2023 and December 31st 2023


Fund your account with a minimum of USD 200,000 (or as per the below reward table) within 90 days of account opening

Initial Funding Balance USD 200,000 - 999,999 USD 1,000,000+
Account Opening Date January 1st 2023 – December 31st 2023.
Funding Reward AED 4,000 AED 10,000
Funding Reward Qualification Criteria Maintain USD 200,000 – 999,999 across Savings, Term Deposits & Investments for 90 days post initial funding Maintain USD 1,000,000+ across Savings, Term Deposits & Investments for 90 days post initial funding
Bonus Reward AED 2,500 AED 2,500
Bonus Reward Qualification Criteria To earn this additional reward, the customer must have qualified for the Funding Reward and additionally have purchased a total of at least $10,000 worth of investments or life insurance products by the end of the Funding Period
Funding & Bonus Reward Pay-Out Date Within 30 working days after meeting the reward qualification criteria
Profiling and MF account opening reward AED 500
Profiling and MF account opening reward Qualification Criteria To earn this reward, the customer must open a Citigold account, then open a Mutual Fund account and complete his/her investor profiling
Profiling and MF Reward Pay-Out Date The cash will be credited on 15th of the subsequent month in which mutual fund account was opened


  • 1- Total Relationship Balance is the sum of balance in deposits, investments (client’s equity only, leverage component not included) or insurance policy values.
  • 2- Eligible investment products: Securities that Citibank UAE offers on local & offshore bookings within the bond, SN, equity and mutual fund, including RSPs. Customer can buy any one insurance product or multiple insurance products with aggregate annualized premium being >=$10M in order to qualify. However, if customer buys $5,000 of Investments and $5,000 of insurance, he/she will not qualify.
  • 3- Funding Period is the 90 days after the customers has funded above the minimum threshold where he/she must maintain the balance above the minimum at all times. Account must be funded with new money. New money means a deposit of funds from outside Citibank. Any transfer of funds between any Citibank account(s) (be it GWM UAE, IPB Singapore) would not be considered as new funds.

Dedicated lounges to welcome you

Enjoy a tasteful selection of music, art, and refreshments at our lounges exclusive to our Citigold clients. Take advantage of our private meeting rooms and library, meet with our Relationship Managers, speak to our product specialists, or carry out personal meetings with complimentary Wi-Fi.

Abu Dhabi
Al Wasl, Dubai
Jumeirah, Dubai

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This website does not constitute any offer or solicitation to buy or sell. Investors should refer to the relevant offering document(s) for detailed information and applicable terms & conditions prior to subscription. Investment products are not bank deposits or obligations or guaranteed by Citibank N.A., Citigroup Inc. or any of its affiliates or subsidiaries unless specifically stated. Investment products are not insured by government or governmental agencies. Investment and Treasury products are subject to Investment risk, including possible loss of principal amount invested. Past performance is not indicative of future results: prices can go up or down. Investors investing in investments and/or treasury products denominated in foreign (non-local) currency should be aware of the risk of exchange rate fluctuations that may cause loss of principal when foreign currency is converted to the investors home currency. Investment and Treasury products are not available to U.S. persons. All applications for investments and treasury products are subject to Terms and Conditions of the individual investment and Treasury products. Customer understands that it is his/her responsibility to seek legal and/or tax advice regarding the legal and tax consequences of his/her investment transactions. If customer changes residence, citizenship, nationality, or place of work, it is his/her responsibility to understand how his/her investment transactions are affected by such change and comply with all applicable laws and regulations as and when such becomes applicable. Customer understands that Citibank does not provide legal and/or tax advise and are not responsible for advising him/her on the laws pertaining to his/her transaction. Citibank UAE does not provide continuous monitoring of existing customer holdings.


Citibank, N.A. - UAE Branch is licensed by the Central Bank of the UAE as a branch of a foreign bank.


Citibank N.A. UAE is licensed with UAE Securities and Commodities Authority (“SCA”) to undertake the financial activity as a Promoter under license number 602003.