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Enjoy a cash reward of up to AED 7,500 when you join Citigold.

There's more to wealth

*Terms and Conditions apply

Full Name*

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I can maintain a total relationship balance including cash, deposits and investments of at least USD 200,000 within a period of 90 days.

Yes

I agree to the Terms and Conditions listed below and confirm that I have viewed the Key Facts Statement available here. I hereby agree to be bound by the Citibank, N.A. General Terms and Conditions and Privacy Policy available on www.citibank.ae. Citibank, N.A. Terms and Conditions apply, are subject to change and are available upon request.

I confirm that I have reviewed a comparison of available relationship types available here along with applicable fees and charges available here.

I confirm that I read and understand English and that I do not require an Arabic translation of the terms and provisions related to this request.

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YOUR WELCOME GIFT

Join Citigold and receive up to AED 7,500 as account credit.

Earn up to AED 7,000 by completing these steps:

STEP 1

Open a Citigold account between January 1^st 2022 and June 30^th 2022.

STEP 2

Fund your account with a minimum of $200,000 (or as per the below reward table) within 90 days of account opening

STEP 3

Maintain the minimum balance requirement for 90 days post-funding to be eligible for the Funding Reward. For Bonus Reward, meet investment or insurance criteria to be eligible.

STEP 4

You will receive your reward within 30 working days of becoming eligible for your reward

STEP 1

Open a Citigold account between January 1^st 2022 and June 30^th 2022.

STEP 2

Open a Mutual Fund Account

STEP 3

Complete Investor Profile

STEP 4

The cash will be credited on 15th of the subsequent month in which mutual fund account was opened.

Initial Funding Balance	USD 200,000 - 999,999	USD 1,000,000+
Account Opening Date	January 1^st 2022 – June 30^th 2022
Funding Reward	AED 2,500	AED 4,500
Funding Reward Qualification Criteria	Maintain USD 200,000 – 999,999 across Savings, Term Deposits & Investments for 90 days post initial funding	Maintain USD 1,000,000+ across Savings, Term Deposits & Investments for 90 days post initial funding
Bonus Reward	AED 2,500	AED 2,500
Bonus Reward Qualification Criteria	To earn this bonus reward, the customer must have qualified for the Funding Reward and additionally hold at least $10,000 worth of investments or a life insurance product at the end of the Funding Period*
Funding & Bonus Reward Pay-Out Date	Within 30 working days after meeting the reward qualification criteria
Profiling and MF account opening reward	AED 500
Profiling and MF account opening reward Qualification Criteria	To earn this reward, the customer must open a Citigold account, then open a Mutual Fund account and complete his/her investor profiling

*Eligible investment products: Securities that Citibank UAE offers on local & offshore bookings within the bond, SN, equity and mutual fund, including RSPs. Customer can buy any one insurance product or multiple insurance products with aggregate annualized premium being >=$10M in order to qualify. However, if customer buys $5,000 of Investments and $5,000 of insurance, he/she will not qualify.
Funding Period is the 90 days after the customers has funded above the minimum threshold where he/she must maintain the balance above the minimum at all times.

Initial Funding Balance

USD 200,000 - 999,999

USD 1,000,000+

Account Opening Date

January 1^st 2022 – June 30^th 2022

Funding Reward

AED 2,500

AED 4,500

Funding Reward Qualification Criteria

Maintain USD 200,000 – 999,999 across Savings, Term Deposits & Investments for 90 days post initial funding

Maintain USD 1,000,000+ across Savings, Term Deposits & Investments for 90 days post initial funding

Bonus Reward

AED 2,500

Bonus Reward Qualification Criteria

To earn this bonus reward, the customer must have qualified for the Funding Reward and additionally hold at least $10,000 worth of investments or a life insurance product at the end of the Funding Period*

Funding & Bonus Reward Pay-Out Date

Within 30 working days after meeting the reward qualification criteria

Profiling and MF account opening reward

AED 500

Profiling and MF account opening reward Qualification Criteria

To earn this reward, the customer must open a Citigold account, then open a Mutual Fund account and complete his/her investor profiling

Offer Terms and Conditions

Offer Terms and Conditions (for Funding and Bonus Rewards):

Terms related to which customers are eligible for this offer:
1. Customers that have closed any Citibank account where they were a single or joint account holder within 12 months immediately preceding the date of opening the new Citigold/Citigold Private Client Account are not eligible for the reward
2. For joint accounts, only one reward will be given to the Primary Account Holder
3. This offer is applicable only for UAE residents
4. US Persons are not eligible for Bonus Reward or Profiling and Investment Account opening Reward. They are only eligible for Funding Reward.
5. Offer is NOT applicable for Citibank staff (Including Non Employees)

Terms related to what eligible customers must do to qualify for this offer:
6. The Campaign is valid for all new customers who open Citigold (CG) /Citigold Private Client (CPC) relationship bank accounts from January 1^st, 2022 to June 30^th, 2022.
7. Initial Funding: Once a CG account is opened, the customer must have Total Relationship Balance of USD 200,000 (or equivalent in other currencies) or more in their CG relationship within 90 days of opening the bank account. Likewise the customer must have Total Relationship Balance of USD 1,000,000 (or equivalent in other currencies) or more under CPC relationship, within 90 days of opening the bank account. Total Relationship Balance is the sum of balance in deposits, investments (clients equity only, leverage component not included) or insurance policy values.
8. In order for a customer to qualify for CG Funding Reward, once initial funding has taken place, customer must maintain their relationship balance of USD 200,000 (or equivalent in other currencies) or more in their CG relationship for a period for 90 consecutive days at all times. Likewise, for a customer to qualify for CPC Funding Reward, once initial funding has taken place, customer must maintain their relationship balance of USD 1,000,000 (or equivalent in other currencies) or more in their CPC relationship for a period of 90 consecutive days at all times. The 90 consecutive days in which customer maintains required Total Relationship Balance is defined as Funding Period. For the avoidance of doubt, the Funding Period has to start no later than 90 days from account opening date. For the purpose of calculating reward, the lowest daily balance maintained for the 90 days will be taken
9. Funds transferred from Citibank UAE accounts will NOT be counted towards TRB calculation for offer fulfilment. Any funds that a customer received from another Citibank UAE account will be deducted from the TRB calculation for Funding Offer reward. For example, if a customer opened an account in January 1st, 2022, funded the account on January 10th, 2022 and maintained a TRB of $250,000 until April 10th, 2022, BUT $150,000 of the $250,000 came from a transfer from another Citibank UAE account, the customer’s TRB would be calculated to be only $100,000 and the customer would NOT qualify for the offer.
10. To earn the Bonus Reward, the customer must qualify for Funding Reward as mentioned in above clauses, and additionally hold at least $10,000 worth of investment products or a life insurance product at the end of the Funding Period.
11. The account should be in good standing at the time of reward credit
12. Customer qualifying under this offer cannot concurrently qualify under any other offer related to CG/CPC account relationship.

Other Terms related to this offer:
13. The Funding and Bonus Rewards would be credited to customer’s bank account within 30 working days of customer fulfilling the qualification criteria
14. Citibank reserves the right to change / modify the campaign anytime
15. Citibank Terms and Conditions apply which can be read at https://www.citibank.ae/TnC . They are subject to change and are available upon request
16. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. UAE
17. In no event shall Citibank, any of its affiliates, or any of their officers, directors, employees or agents be liable for any loss, damage or expense arising out of or otherwise related to this offer
18. By inquiring about our services, offers or products, the customer will be authorizing our representatives to approach on contact details including the telephone/mobile number
19. If the required balance is not maintained (For Citigold USD 200,000 and/or Citigold Private Client USD 1,000,000) for 5 months, the account may be closed or downgraded by Citibank in compliance with the applicable terms and conditions
20. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals
Profiling and MF account opening reward Terms & Conditions

Offer Terms and Conditions (for Profiling & Investment Bonus Reward):

1. The Campaign is valid for all new customers who open Citigold (CG) /Citigold Private Client (CPC) relationship bank accounts from January 1^st, 2022 to June 30^th, 2022.
2. You are eligible for the reward to receive AED 500 cashback on your retail account if you open a new Mutual Fund Account with Citibank N.A. UAE and complete your investor profile during the offer period and have Knowledge and Experience in Mutual Funds category which is indicated and confirmed by you to Citibank N.A. UAE as part of the investor profile.
3. The offer will be at individual Customer Identification Number. If you open more than one Mutual Fund Account and/or Securities Brokerage Account with Citibank N.A. UAE under single or joint relationships, this offer is applicable only once per customer on the last opened Mutual Fund / Securities Brokerage Account with Citibank N.A. UAE under single or joint relationships, this offer is applicable only once per customer on the last opened Mutual Fund Account
4. The cashback will be credited to your Citibank bank account on 15th of the subsequent month in which Mutual Fund Account and/or Securities Brokerage Account was opened
5. The offer is valid from 1st January 2022 to 30th June 2022 (both dates included).
6. Systematic Investment Plan (SIP) transactions are excluded from this offer.
7. You need to have an active Mutual Fund Account or Securities Brokerage Account with Citibank UAE, a valid investor profile, Knowledge and Experience in Mutual Funds category which is indicated and confirmed by you to Citibank at the time of us crediting the cash back to your Citibank bank account
8. In addition to the above, General Banking Terms & Conditions available on www.citibank.ae that governs the Mutual Fund Account, the Securities Brokerage Accounts and the Investment Services apply to this offer.
9. You are expected to have read and understood the above terms and conditions and the General Banking Terms & Conditions document available on www.citibank.ae before signing the account opening documents.
10. These terms and conditions are subject to any applicable laws and regulations, including any regulations governing the Mutual Fund Account or the Securities Brokerage Account.

Open a Citigold account and receive up to AED 7,500 Cash reward.

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