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Bank anytime, anywhere with our easy-to-use digital banking platforms

Smart Banking

Bank Anytime, Anywhere with our
Easy-to-Use Smart Digital Platforms

Citi Mobile App Store
Citi Mobile Google Play

Smart Banking with Citibank

ATM Benefits

Citibank's smart banking system makes it easy and convenient for you to access your funds from anywhere and at any time. To enhance your banking experience, we have increased your daily cash withdrawal limit from any Citi ATM in UAE. Citibank has waived the withdrawal charges from UAE’s non-Citi ATMs for all the customers.

Provided below are the details of the daily cash withdrawal limits:
Citi Blue: AED 20,000
Citigold & Citigold Private Client: AED 40,000

Payment Plan

Don’t feel stressed by thinking about money, mainly because of COVID-19. Citibank understands your worry, so if you are looking for flexibility on cards or monthly loan payments, you can reach out to us. You can find smart banking solutions to your payment-related queries by dialing Citi Phone service at +9714 311 4000 between 8 a.m. to 8 p.m. or you can drop an email to for more information.

Funds Transfer

Using the Citi Mobile app, you can transfer funds for free. For your added security, you can activate the Citi Mobile Token feature, an easy-to-use security token that protects your Citibank account and transaction details. With this feature, you can make transactions faster as you don’t have to wait for SMS OTP.

Learn More

Loan on Card

Citibank helps you enjoy greater financial flexibility. Our digital banking service helps you access cash easily to fulfil your financial needs anytime and anywhere. Get an instant cash loan on your Citi Credit Card at an attractive interest rate and flexible repayment periods. Choose Citibank’s smart banking for all your financial needs.

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Smart Banking with the Citi Mobile® App

Download the Citi Mobile® app today and enjoy the convenience of smart banking. Explore the app and discover an easy way to operate your Citi account at any time and from anywhere. Follow the below-mentioned steps to get started with the app:

Step 1

the Citi Mobile® App

Step 2

Open the App and
register for login credentials

Step 3

Login and manage your
accounts securely

Digital Banking Features of the Citi Mobile® App

Everyday Banking

  • Transfer money instantly
  • Pay Bills & Cards
  • View transactions and statements

Account Management

  • Setup or reset ATM PIN
  • Activate your card
  • Set your push notification preferences
  • Personal information update

Manage Finances

  • Convert your unutilised credit limit into an instalment loan
  • Convert your latest credit card purchases or monthly bills into affordable instalments


  • A simplified view of your investments
  • Book Time Deposits
  • View live FX rates

Smart Banking with Apple Pay

Citi Mastercard credit Card with Apple Pay. A safer, contactless way to pay.

Why pay with Apple Pay?

It's easy
It's safe
It's instant

A secure banking environment for you
with Citi Mobile Token

A secure banking environment for you
with Citi Mobile Token

Authenticate your transactions securely with ease

Receive alerts when there are transactions on your accounts

Learn more

Frequently Asked Questions