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Lending for all your needs

CITI LOANS

Lending for all your needs

Experience a better way to borrow when you finance the things that matter to you, your way

Citibank customer enjoying with her child after applying for Citi Personal Loan

Citi Personal loan

Enjoy higher loan amounts with a Citi Personal loan

  • High Loan amounts up to AED 500,000 (or up to 20X your salary)
  • Unique payroll benefits
  • Top up your loan whenever you want
  • Apply for Citibank loans online with your ID only from the comfort of your own home
  • Interest rates from 6.99% p.a. to 8.99% p.a. on reducing balance
  • For example, a loan amount of AED 100,000 availed for 12 months with an interest rate of 6.99% per annum can be repaid as a total of AED 103,826
  • Minimum loan tenor is 6 months and maximum is 48 months
  • Learn more
    Citibank customers applying for a Personal Loan without salary transfer to pursue their dreams

    Citi Personal loan without Salary Transfer

    Getting a personal loan is fast and easy

  • No salary transfer required
  • High Loan amounts up to AED 175,000
  • Top up your loan after 9 months
  • Apply for Citibank loans online with your ID only from the comfort of your own home
  • Interest rates from 14% p.a. to 30% p.a. on reducing balance
  • For example, a loan amount of AED 100,000 availed for 12 months with an interest rate of 14% per annum can be repaid as a total of AED 107,739
  • Minimum loan tenor is 6 months and maximum is 48 months
  • Learn more
    Citibank customers applying for Loan from the comfort of their home to get instant cash with Citi credit card

    Citi Quick Cash

    Instant cash from your Citi credit card

  • Get cash in an instant
  • Simple and hassle free. No documentation required
  • Cash amount up to your credit limit
  • Flexible loan repayment tenors up to 48 months
  • Learn more
    Citibank customer checking his smart watch which he bought with easy installment loan from Citibank

    Citi Paylite

    Turn any purchase into easy installments

  • Get what you love with ease
  • Convert purchases above AED 100 to installments
  • Convenient loan repayment period up to 48 months
  • No documents needed
  • Learn more
    Citibank customer transferring his outstanding credit card balance for easy repayment options

    Citi Balance Transfer

    A smarter way to manage your credit card balances

  • Choose the amount that will be transferred to your non-Citibank credit card account
  • Transfer up to your available credit card limit
  • Repayment period up to 48 months
  • Flexible repayment options that suit your needs, with lower interest rates and smaller installments
  • Learn more
    Citibank customer enjoying with her child after applying for Citi Personal Loan
    Citi Personal loan

    Enjoy higher loan amounts with a Citi Personal loan

  • High Loan amounts up to AED 500,000 (or up to 20X your salary)
  • Unique payroll benefits
  • Top up your loan whenever you want
  • Apply online with your ID only from the comfort of your own home
  • Interest rates from 6.99% p.a. to 8.99% p.a. on reducing balance
  • For example, a loan amount of AED 100,000 availed for 12 months with an interest rate of 6.99% per annum can be repaid as a total of AED 103,826
  • Minimum loan tenor is 6 months and maximum is 48 months
  • Learn more
    Citibank customers applying for a Personal Loan without salary transfer to pursue their dreams
    Citi Personal loan without Salary Transfer

    Getting a personal loan is fast and easy

  • No salary transfer required
  • High Loan amounts up to AED 175,000
  • Top up your loan after 9 months
  • Apply online with your ID only from the comfort of your own home
  • Interest rates from 14% p.a. to 30% p.a. on reducing balance
  • For example, a loan amount of AED 100,000 availed for 12 months with an interest rate of 14% per annum can be repaid as a total of AED 107,739
  • Minimum loan tenor is 6 months and maximum is 48 months
  • Learn more
    Citibank customers applying for Loan from the comfort of their home to get instant cash with Citi credit card
    Citi Quick Cash

    Instant cash from your Citi credit card

  • Get cash in an instant
  • Simple and hassle free. No documentation required
  • Cash amount up to your credit limit
  • Repay on your terms with payment up to 48 months
  • Learn more
    Citibank customer checking his smart watch which he bought with easy installment loan from Citibank
    Citi Paylite

    Turn any purchase into easy installments

  • Get what you love with ease
  • Any purchase above AED 100
  • Repayment period up to 48 months
  • No documents needed
  • Learn more
    Citibank customer transferring his outstanding credit card balance for easy repayment options
    Citi Balance Transfer

    A smarter way to manage your credit card balances

  • Choose the amount that will be transferred to your non-Citibank credit card account
  • Transfer up to your available credit card limit
  • Repayment period up to 48 months
  • Repayment options that suit your needs, with lower interest rates and smaller installments
  • Learn more

    Life and Money

    Why do expats opt for personal loans?

    Most expats come to the UAE with dreams of a better lifestyle than in their home countries.

    When should you opt for a personal loan?

    Personal loans are probably the easiest to avail.

    Secured loans vs unsecured loans

    How often have you searched for financial options.