Personal Loan Calculator

Plan it your way

Would you like to transfer your salary to Citi?

My monthly income is

AED 8,000

8000

AED 8,000

AED 200,000

I need

AED 64,000

64000

AED 6,000

AED 175,000

Available repayment plans

Est. AED 1,748.89/month

for 48 months

Total payable: AED 83,946.94

EIR(p.a.) 14%

Est. AED 2,187.37/month

for 36 months

Total payable: AED 78,745.26

EIR(p.a.) 14%

Est. AED 3,072.82/month

for 24 months

Total payable: AED 73,747.79

EIR(p.a.) 14%

Est. AED 5,746.38/month

for 12 months

Total payable: AED 68,956.51

EIR(p.a.) 14%

*The installment amount informed to you through this loan calculator is a close approximation and may differ based on the day the loan is booked.

Excludes Processing Fee of 1% of loan amount

Personal Loan Features

Personal Loan Without Salary Transfer

Simple and hassle-free

Apply online with your ID only from the comfort of your own home

Cash on your terms

Flexible repayment periods between 6 to 48 months

Dream big

High Loan Amounts up to AED 175000

Need more? Get more

Top up your loan after 9 months

My monthly income is

AED 8,000

8000

AED 8,000

AED 200,000

I need

AED 160,000

160000

AED 6,000

AED 500,000

Available repayment plans

Est. AED 3,906.07/month

for 48 months

Total payable: AED 187,491.24

EIR(p.a.) 8%

Est. AED 5,013.82/month

for 36 months

Total payable: AED 180,497.47

EIR(p.a.) 8%

Est. AED 7,236.37/month

for 24 months

Total payable: AED 173,672.8

EIR(p.a.) 8%

Est. AED 13,918.15/month

for 12 months

Total payable: AED 167,017.78

EIR(p.a.) 8%

*The installment amount informed to you through this loan calculator is a close approximation and may differ based on the day the loan is booked.

Excludes Processing Fee of 1% of loan amount

Personal Loan Features

Personal Loan

Get started

Competitive rates as low as 6.99%

Dream big

High Loan Amounts up to AED 500,000 (or up to 20X your salary)

Cash on your terms

Flexible repayment periods between 6 to 48 months

Need more? Get more

Top up your loan whenever you want

At Citi, we understand that when it comes to taking a loan, planning well ahead of time is essential. That’s why our online bank loan calculator will help you plan your finances with ease!

The Citi loan calculator is very simple to use. Just enter the desired loan amount, set the applicable interest and number of monthly installments and click on “Calculate”. The personal loan calculator will instantly calculate the approximate monthly installment that you need to pay. Knowing the exact figures will ensure that you don’t over borrow. Use our loan calculator to make well-informed borrowing decisions.

Citibank Terms and Conditions apply, are subject to change and are available upon request. For the current Terms and Conditions, please visit our website. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. All offers are made available on a best-effort basis & at the sole discretion of Citibank, N.A. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number.

Apply for a Citi Personal Loan without salary transfer and get up to AED 1,000 in noon vouchers!

Personal Loan Calculator

Plan it your way

Calculate Your Personal Loan EMIs

Personal Loan Features

Personal Loan Features