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Salary Protect

Salary Protect

Enjoy your lifestyle without worries

Salary Protect is an optional insurance product brought to you by MetLife which covers the insured in the unfortunate events of Loss of Life, Dismemberment (Loss of Sight, Hearing and Speech) and Permanent Total Disability due to an accident.

The product creates a monthly benefit:-

  • Up to AED 20,000 for 5 years or
  • Up to AED 10,000 for 10 years

Click here(opens in a new tab) to view product terms and conditions.

Click here to view product benefits and premium details.

Single Plan
5 Year
Insured Benefits Silver Gold Pearl Platinum Diamond Ruby Emerald Titanium
Accidental Death, Dismemberment & Permanent Total Disability (Monthly Benefit in AED) 4,000 8,000 10,000 12,000 14,000 16,000 18,000 20,000
Premium Amount in AED inclusive of VAT
Monthly Premium 62 123 154 185 216 246 277 308
Annual Premium 678 1,355 1,694 2,033 2,372 2,710 3,049 3,388
Add Spouse:
Insured Benefits Silver Gold Pearl Platinum Diamond Ruby Emerald Titanium
Accidental Death, Dismemberment & Permanent Total Disability (Monthly Benefit in AED) 2,000 4,000 5,000 6,000 7,000 8,000 9,000 10,000
Premium Amount in AED inclusive of VAT
Monthly Premium 28 55 69 83 97 111 125 139
Annual Premium 305 610 763 915 1,068 1,220 1,373 1,525

 

Single Plan
10 Year
Insured Benefits Silver Gold Pearl Platinum Diamond Ruby Emerald Titanium
Accidental Death, Dismemberment & Permanent Total Disability (Monthly Benefit in AED) 2,000 4,000 5,000 6,000 7,000 8,000 9,000 10,000
Premium Amount in AED inclusive of VAT
Monthly Premium 57 115 143 172 201 229 258 287
Annual Premium 631 1,262 1,578 1,893 2,209 2,524 2,840 3,155
Add Spouse:
Premium Amount in AED inclusive of VAT
Monthly Premium 26 52 65 77 90 103 116 129
Annual Premium 284 568 710 852 994 1,136 1,278 1,420

Salary Protect is underwritten by MetLife American Life Insurance Company and Citibank N.A. UAE Branch is a distributor.

Citibank N.A. UAE Branch will receive a distribution fee (commission) from the Insurer equivalent to a percentage of the gross premium payable. Other Citi entities may receive additional compensation for the provision of product administration and management services.

Citibank N.A. UAE Branch will not be responsible for the rejection of any application/claim under this policy. Citibank N.A. UAE Branch does not underwrite or issue insurance policies. Citibank N.A. UAE Branch provides customer support by way of receiving payments from the customers and forwarding them to MetLife American Life Insurance Company, in addition to making such insurance products available to its customers. Premiums contributed by the Customer under this policy are not bank deposits or any other obligation of, or guaranteed by Citibank N.A. UAE Branch, Citigroup or any of their affiliates and are subject to risks and possible loss of the principal amount invested.

Insurance products are subject to exclusions, special terms and conditions, medical underwriting requirements (as applicable) which are contained in the policy document. Insurance products are optional and underwritten by insurers, subject to the terms and conditions of each policy. Policies can be cancelled at any time. If the policy is cancelled within the free-look period, which is 30 days from the date policy issuance, customers will be entitled to a refund of premium collected within that period as per the terms and conditions of the plan. For cancellations after the free-look period, there will be no refund of premiums paid as this policy is not a savings plan and does not acquire a cash value. In addition to the terms and conditions of the policy as stipulated by the insurer, Citibank terms and conditions, as amended from time to time, apply. For the current terms and conditions, please refer to www1.citibank.ae. Please call our 24-Hour Citiphone Banking Service on +971 4 311 4000 or MetLife on 8006385433 should you have any queries or complaints.

Citibank N.A. UAE Branch is registered with the Central Bank of UAE under license numbers BSD/504/83; 13/184/2019; BSD/2819/9, BSD/692/83 for Al Wasl branch Dubai, MOE Dubai, Sharjah and Abu Dhabi branches respectively. The insurer, MetLife American Life Insurance Company, is registered with the Insurance Authority of the UAE under registration number 34 to offer this insurance product.

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