Missing the minimum payment due in any month and/or non-adherence to the bank’s Terms and Conditions may subject you to negative consequences and limit your ability to access further financing in the future, including but not limited to, late fee charges, a negative impact on your credit bureau rating, your card account going into arrears and/or collections measures which may include legal action and/or trigger all monies becoming due immediately. If you only make the minimum payment each month, you will pay more in interest and it will take you longer to pay off your outstanding balance.
Click here for Welcome Offer Terms and Conditions
Joining bonus Statement Credit will be credited within 45 days of meeting the minimum spend requirements below:
||Joining Bonus Statement Credit
||Min spend to be achieved in 90 days
|Emirates- Citibank Utima
|Emirates- Citibank Utimate
5% Value Added Tax (VAT) applicable over and above the annual fee
*No annual fee in year 1. From year 2 onwards annual fee is waived unless a minimum annual spend of AED 9,000 is not met, in which case an annual fee of AED 300 applies (applicable for Citi Cashback and Citi Rewards Credit Card)
*25,000 & 10,000 Bonus Skywards Miles for Emirates Citibank Ultima credit card will be given after payment of full Annual Membership Fee.
Citibank Terms and Conditions apply, are subject to change and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae/tnc. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A – UAE Branch. And makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities.
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