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Credit Cards

Unlock the world of exciting benefits with Citibank credit cards. Each card is uniquely designed to offer you the best of lifestyle and business privileges.

Whether you want one to avail cashback or you want one to earn redeemable miles, Citibank credit cards can optimize all such needs. You can check our extensive suite of credit cards online and apply for one today.

Credit Card Benefits

  • Earn up to 2.5 Skywards Miles per $ spend
  • Exclusive 100% Metal card + Skywards Silver Membership
  • 25,000 welcome bonus Skywards Miles and 10,000 miles annually upon payment of annual fee
  • Unlimited complimentary golf at some of the finest courses in the UAE

 

  • Annual membership fee: AED 3,000
  • Minimum monthly income: AED 36,750

Sign up offer

  • AED 2,000 Joining bonus statement credit upon meeting min spend
  • 25,000 Joining Bonus Skywards Miles upon payment of AMF

 

Apply now

Learn more


Credit Card Benefits

  • Earn up to 1.25 Skywards Miles per $ spend
  • Complimentary golf once a month at some of the finest courses in the UAE
  • 50% off food delivery and dine in bills with 150 free Voucherskout credits
  • Your Skywards Miles can be used for your next trip, local hotel staycations, retail shopping & more

 

  • Annual membership fee: AED 800
  • Minimum monthly income: AED 18,000

Sign up offer

  • AED 800 Joining bonus statement credit upon meeting min spend

 

Apply now

Learn more


Credit Card Benefits

  • Earn up to 1 Skywards Mile per USD spent
  • 50% off food delivery and dine in bills with 50 free Voucherskout credits
  • Your Skywards Miles can be used for your next trip, local hotel staycations, retail shopping & more
  • Flat 30% off 2 movie tickets at VOX Cinemas every month

 

  • Annual membership fee: AED 400
  • Minimum monthly income: AED 12,000

Sign up offer

  • AED 400 Joining bonus statement credit upon meeting min spend
  • No Annual Fee in Year 1

 

Apply now

Learn more

Credit Card Benefits

  • AED 1,500 Joining bonus statement credit upon meeting min spend criteria of AED 25,000 in 90 days
  • Redeem points for cash rebates, merchandise, travel related spend or transfer to 12 partner airlines.
  • 4th night free at any hotel locally for staycations, or anywhere worldwide
  • Unlimited complimentary golf at some of the finest courses in the UAE

 

  • Annual membership fee: AED 1,500
  • Minimum monthly income: AED 30,000

Sign up offer

  • AED 1,500 Joining bonus statement credit

 

Apply now

Learn more


Credit Card Benefits

  • Redeem points for cash rebates, merchandise, travel related spend or transfer to 12 partner airlines.
  • 50% off food delivery and dine in bills with 50 free Voucherskout credits
  • Flat 30% off 4 movie tickets at VOX Cinemas every month
  • Complimentary golf once a month at some of the finest courses in the UAE

 

  • Annual membership fee: AED 750
  • Minimum monthly income: AED 15,000

Sign up offer

  • AED 400 Joining bonus statement credit upon meeting min spend
  • No Annual Fee in Year 1

 

Apply now

Learn more


Credit Card Benefits

  • Redeem points for cash rebates, shopping vouchers or merchandise.
  • No Annual Fee (Spend based)*
  • 50% off food delivery and dine in bills with 50 free Voucherskout credits
  • Flat 30% off 2 movie tickets at VOX Cinemas every month

 

  • Annual membership fee: No Annual Fee (Spend based)*
  • Minimum monthly income: AED 8,000

Sign up offer

  • AED 200 Joining bonus statement credit upon meeting min spend
  • No Annual Fee (Spend based)*

 

Apply now

Learn more

Credit Card Benefits

  • Automatic cashback with 3% on Non AED spend, 2% on Grocery Spend & 1% on all other spend.
  • No minimum spend, No retail purchases excluded and No caps (up to monthly credit limit)
  • No Annual Fee (Spend based)*

 

  • Annual membership fee: No Annual Fee (Spend based)*
  • Minimum monthly income: AED 8,000

Sign up offer

  • AED 200 Joining bonus statement credit upon meeting min spend
  • No Annual Fee (Spend based)*

 

Apply now

Learn more

Credit Card Benefits

  • No Annual membership fee
  • No late fee, cash advance fee or over limit fee - ever
  • 0% interest on balance transfers for 6 months

 

  • Annual membership fee: AED 0
  • Minimum monthly income: AED 5,000

Find the credit card that best meets your needs

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Citi Credit Card Members, find out what else to reward yourself

Life and Money

What is Citi PayAll and Why Should I Use It?

Paying your expenses with a credit card is a smart way to spend money as it’s the best way to earn reward points, air miles, cashback and other perks. With Citi PayAll– a first-of-its-kind payment solution in the UAE – credit cardholders can turn their big payments into rewards that they can maximize over time.

Read more on Life & Money

Frequently Asked Questions

Frequently Asked Questions

Important

 

Missing the minimum payment due in any month and/or non-adherence to the bank’s Terms and Conditions may subject you to negative consequences and limit your ability to access further financing in the future, including but not limited to, late fee charges, a negative impact on your credit bureau rating, your card account going into arrears and/or collections measures which may include legal action and/or trigger all monies becoming due immediately. If you only make the minimum payment each month, you will pay more in interest and it will take you longer to pay off your outstanding balance.

Key Conditions

Click here for Welcome Offer Terms and Conditions

Joining bonus Statement Credit will be credited within 45 days of meeting the minimum spend requirements below:

Product Joining Bonus Statement Credit Min spend to be achieved in 90 days
Emirates- Citibank Utima AED 2,000 AED 25,000
Citi Prestige AED 1,500
Emirates- Citibank Utimate AED 800 AED 20,000
Citi Premier

AED 400

AED 10,000

Emirates-Citibank World
Citi Cashback

AED 200

AED 5,000

Citi Rewards

 

5% Value Added Tax (VAT) applicable over and above the annual fee

*No annual fee in year 1. From year 2 onwards annual fee is waived unless a minimum annual spend of AED 9,000 is not met, in which case an annual fee of AED 300 applies (applicable for Citi Cashback and Citi Rewards Credit Card)

*25,000 & 10,000 Bonus Skywards Miles for Emirates Citibank Ultima credit card will be given after payment of full Annual Membership Fee.

Citibank Terms and Conditions apply, are subject to change and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae/tnc. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A – UAE Branch. And makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities.

Click here to view fees and charges.