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The New Citi Ultima Credit Card

Fly on your terms!

  • AED 1,250 Joining bonus statement credit upon meeting min spend criteria of AED 25,000 in 90 days.
  • The welcome offer is applicable only to new Citi Credit Card customers who apply/submit a lead directly through Citi website. Applicants reaching Citi website through a web search advert or any third party link do not qualify.
Citi Ultima Credit Card

Elevate your experience with the NEW Citi Ultima Credit Card

Earn Citi Miles Fast!

Earn Citi Miles Fast!

$1 = 5 Citi Miles on non-AED spend
$1 = 2.5 Citi Miles on AED spend
PLUS 30,000 Bonus Citi Miles annually
upon payment of Annual Fee
Learn more(opens in a new tab)

Fly With Citi Miles

Fly With Citi Miles

More savings and flexibility to use any airline, destination, class, date or to buy airline miles
Learn more

Redeem Citi Miles

Redeem Citi Miles

Transfer to 11 partner airlines or
redeem for cash back
Learn more

Unlock a world of benefits with the Citi Ultima Credit Card


Get airport transfers with the Citi Ultima Credit Card

Airport Transfers via Careem

4 airport rides per year (up to AED 84 each) using code "MAUAE6“ on the Careem app
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Fast-track airport security with the Citi Ultima Credit Card

Airport security fast-track

Enjoy airport security fast-track 3 times per year via Mastercard Travel Pass  
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Enjoy Unlimited complimentary golf with the Citi Ultima Credit Card

Unlimited Golf

Unlimited complimentary golf on weekdays and once a month on weekends at some of the best courses in the UAE
Learn more

Shop with confidence when using your New Citi Ultima Credit Card


Online purchases cover

Online purchases cover

Complimentary cover for your online 
purchases up to $1,000 per year for 
delayed, damaged or wrong items
Learn more

Purchase Protection

Purchase Protection

Enjoy cover for any items damaged or stolen
within 90 days from the date of purchase
Learn more

Digital Wallets

Digital Wallets

Fast, safe and effortless purchases with 
Apple Pay & Google Pay.

Make Every Payment Count with Citi Ultima Credit Card

Citi PayAll

Citi PayAll

Turn big payments like rent, school fees,
etc., into reward points with your Citi Credit
Card

Easy Installment Plan

Easy Installment Plan

Turn any big purchase into small payments

Cash Loan

Cash Loan

Instant cash at a click of a button

Freedom to do more with the new
Citi Mobile® App

Mobile phone displaying the Citi Mobile App with all credit cards conveniently managed in one place
Mobile phone displaying the Citi Mobile App allowing you to activate a Citi Ultima Credit Card
Mobile phone displaying the Citi Mobile App, ensuring secure transactions
Mobile phone displaying the Citi Mobile App with powerful features accessible with just one tap

Everything at a glance

Activate a new card

Secure your transaction

Powerful features on demand

Important

Missing the minimum payment due in any month and/or non-adherence to the bank’s Terms and Conditions may subject you to negative consequences and limit your ability to access further financing in the future, including but not limited to, late fee charges, a negative impact on your credit bureau rating, your card account going into arrears and/or collections measures which may include legal action and/or trigger all monies becoming due immediately. If you only make the minimum payment each month, you will pay more in interest and it will take you longer to pay off your outstanding balance.

Terms and conditions

  • Click here for Welcome offer Terms and Conditions
  • Talabat, Careem, Mastercard Travel Pass (lounges & airport fast track) offers are provided by Mastercard. Citibank is not liable for any loss or inconvenience incurred by the cardholder due to operational / fulfilment issues or otherwise by 3rd parties.
  • Conversion rate of 1 AED = 0.271 US Dollar is used for Citi Miles earning calculation
  • 5% Value Added Tax (VAT) applicable over and above the annual fee.
  • Click here(opens in a new tab) for Citi Ultima - Citi Miles Program Terms and Conditions
  • Click here(opens in a new tab) for Citi Ultima Travel Benefits Terms and Conditions
  • Citibank Terms and Conditions apply, are subject to change and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae/tnc. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A – UAE Branch. And makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities.
  • Click here(opens in a new tab) to view fees and charges.

Get AED 1,250 Joining bonus statement credit upon meeting min spend

Important Information

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Citi is not responsible for the products, services or facilities provided and/or owned by other companies.