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Citibank customer shopping using Citi Rewards Credit Card to earn more rewards


Make your shopping more
rewarding with Citi Rewards Credit Card


AED 200 Joining bonus statement credit upon meeting min spend.


Get Citi Rewards

Get rewards faster than ever with Citi Rewards Credit Card

Earn ThankYou Points Fast!
Earn ThankYou® Points Fast!

$1 = 1.5 ThankYou® points on non AED spend
$1 = 1 ThankYou® points on local spend

Fee Free
No Annual Fee

No annual fee in year 1. From year 2, no Annual Fee subject to minimum spend of AED 9,000*.


50 free voucherskout credits to enjoy 50% off total bills at participating merchants across grocery & food delivery, dining, cinemas, golf, spas and theme parks.
Learn more

Top 3 Citi Rewards Credit Card features

Citi Premier Credit Card customer paying with her points
Pay With Points

Whether it's through an SMS, Citibank Online or through the Citi Mobile® App, there are so many ways to get the things you love without cash

Citibank customer buying a laptop with an Easy Installment Plan using Citi Rewards Credit Card
Easy Installment Plan

Turn any big purchase into small payments

Citibank customers applying for a Cash Loan using Citi Rewards Credit Card
Cash Loan

Instant cash at a click of a button

Freedom to do more with the new
Citi Mobile® App

Get everything at a glance with the Citi Mobile® App
Activate your new Citi Rewards Credit Card with Citi Mobile® App
Secure your transactions with Citi Mobile® App
Get powerful features on demand with Citi Mobile® App
See your ThankYou® points with Citi Mobile® App

at a glance

a new card

Secure your

Powerful features
on demand

See your
ThankYou® points

See how customers are using their reward points from Citibank

Citibank customer shopping with AED 100 cash rebate

AED 100 cash rebate

4,000 ThankYou® points

Citibank customer enjoying her staycation with her Citi Rewards Credit Card

Staycation anywhere in UAE

Use your Thankyou points to book hotel staycations in the UAE via ThankYou® Rewards Travel Portal

Apply for Citi Rewards Credit Card Now & Experience the Privileges!

Get a new Citi Rewards Credit Card from your phone or computer in an easy, paperless signup process

No annual fee in year 1. From year 2, no annual fee upon meeting the minimum spend requirement.*

Your minimum income should be AED 8,000 per month

Age 21 or older


  • Age: 21 years old or above
  • Minimum monthly income of AED 8,000
  • Required documents: valid Emirates ID, Passport and valid UAE Visa copy.
  • Important Information: both Salary account IBAN number and Passport number will be needed during the application



Missing the minimum payment due in any month and/or non-adherence to the bank’s Terms and Conditions may subject you to negative consequences and limit your ability to access further financing in the future, including but not limited to, late fee charges, a negative impact on your credit bureau rating, your card account going into arrears and/or collections measures which may include legal action and/or trigger all monies becoming due immediately. If you only make the minimum payment each month, you will pay more in interest and it will take you longer to pay off your outstanding balance.

Terms and Conditions

  • Click here for Welcome Offer Terms and Conditions
  • *No annual fee in year 1. From year 2 onwards annual fee is waived unless a minimum annual spend of AED 9,000 is not met, in which case an annual fee of AED 300 applies
  • 5% Value Added Tax (VAT) applicable over and above the annual fee
  • Click here to view Citi Prestige®, Citi Premier, Citi Rewards Credit cards Program Terms and Conditions
  • Click here to view Citi ThankYou® Rewards and Citi Rewards Programs Terms and Conditions
  • Citibank Terms and Conditions apply, are subject to change and are available upon request. For the current Terms and Conditions, please visit our website All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A – UAE Branch. And makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities.
  • Click here to view fees and charges.
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