Card Services
$1 = 3 ThankYou® Points on dining, fuel & grocery spend
$1 = 2 ThankYou® Points on non-AED spend
$1 = 1 ThankYou® Point on local (AED) spend
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For cash back or transfer to 12 partner airlines including Emirates, Etihad, Turkish at a click of a button from Citi Mobile® App
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Unlimited access to 1,100+ lounges worldwide for primary & supplementary cardholders (+ 1 guest each) with MasterCard Travel Pass app
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20% discount (up to AED 14) on grocery and food orders once a month on the Talabat app. Use code “MASTERCARD” at checkout
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1 free round per month at some of
the best golf courses in UAE
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Up to 10% cash back to wallet across millions of properties worldwide via Booking.com/mastercardmea(opens in a new tab)
Once a year with fast-track for arrivals & departures at Dubai International Airport
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3 fast-track services per year via MasterCard Travel pass
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For damaged or stolen items within 90 days of purchase (up to $5,000 p.a.)
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For delayed flights, lost luggage
and emergency medical conditions
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Fast, safe and effortless purchases with
Apple Pay(opens in a new tab) & Google Pay(opens in a new tab).
Turn big payments like rent, school fees, etc., into reward points with your Citi Credit Card
Turn any big purchase into small payments
Instant cash at a click of a button
Apply online and get an in principle decision now
Annual membership Fee
is AED 750
Your minimum income should be AED 15,000 per month
Age 21 or older
Missing the minimum payment due in any month and/or non-adherence to the bank’s Terms and Conditions may subject you to negative consequences and limit your ability to access further financing in the future, including but not limited to, late fee charges, a negative impact on your credit bureau rating, your card account going into arrears and/or collections measures which may include legal action and/or trigger all monies becoming due immediately. If you only make the minimum payment each month, you will pay more in interest and it will take you longer to pay off your outstanding balance.
Terms and Conditions
Get AED 500 Joining bonus statement credit upon meeting min spend.