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Flying dandelion seeds


The card that keeps
it simple

Get Citi Simplicity

Simpler terms, no hassle with Citi Simplicity Credit Card

No extra fees
No extra fees

No Annual fee, No late fee, cash advance fee or over limit fee - Ever

Supplementary Cards
Supplementary Cards

Complimentary supplementary cards for your family members.


50 free voucherskout credits to enjoy 50% off total bills at participating merchants across grocery & food delivery, dining, cinemas, golf, spas and theme parks

Learn more

Top 3 Citi Simplicity Credit Card Benefits

Citibank customer buying a laptop with an Easy Installment Plan using Citi Simplicity Card
Easy Installment Plan

Turn any big purchase into small payments

Citibank customers applying for a Cash Loan through Citi Simplicity Card
Cash Loan

Instant cash at a click of a button

Enjoy dining and entertainment discounts locally and across 95 countries with Citi World Privileges
Citi World Privileges

Enjoy Local discounts and offers on dining, online shopping and entertainment

Apply for Citi Simplicity Credit Card and unlock
the easiest credit experience

Get a new Citi Simplicity Credit Card from your phone or computer in an easy, paperless signup process

Your minimum income should be AED 5,000 per month

Age 21 or older


  • Age: 21 years old or above
  • Minimum monthly income of AED 5,000
  • Required documents: valid Emirates ID, Passport and valid UAE Visa copy.
  • Important Information: both Salary account IBAN number and Passport number will be needed during the application



Missing the minimum payment due in any month and/or non-adherence to the bank’s Terms and Conditions may subject you to negative consequences and limit your ability to access further financing in the future, including but not limited to, late fee charges, a negative impact on your credit bureau rating, your card account going into arrears and/or collections measures which may include legal action and/or trigger all monies becoming due immediately. If you only make the minimum payment each month, you will pay more in interest and it will take you longer to pay off your outstanding balance.

Terms and Conditions

  • 5% Value Added Tax (VAT) applicable over and above the annual fee
  • Citibank Terms and Conditions apply, are subject to change and are available upon request. For the current Terms and Conditions, please visit our website All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A – UAE Branch. And makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities.
  • Click here to view fees and charges.