Question 1

What is Cash back on a Credit Card?

Accepted Answer

Cash back on a Credit Card can be defined as rewards that a customer gets upon using the Cash Back Credit Card to make purchases. These rewards can be in the form of money or redeemable points. Customers can accrue the redeemable points and use them to make purchases later without using the credit limit.

Question 2

How Citibank Cash Back Credit Card is different from other cards?

Accepted Answer

Citi Cash Back Credit Cards come with the beneficial Citi cash back program that lets you earn cash back on all eligible local spends as well as on non-AED spends. It comes with exciting features, benefits, and privileges that can help you save more. It even offers cash back on grocery/supermarket spends and provides premium travel, lifestyle, and dining benefits, thereby letting you get a rewarding and fulfilling experience.

Question 3

What is the minimum spend requirement to get cashback?

Accepted Answer

With the Citi Cash Back Credit Card, you do not have to satisfy any minimum spend to earn cash back.

Question 4

What is the annual fee on Citibank Cash Back Credit Card?

Accepted Answer

Citi Cash Back Credit Card does not charge any annual fee in year 1. In year 2, you will not be charged any fee upon meeting the minimum spend requirement of AED 9,000*.

Question 5

How can I redeem my cashback points?

Accepted Answer

The cash back points will be accrued and automatically credited to the card account.

Question 6

What are the benefits of using cash back credit card?

Accepted Answer

Customers can reap the following benefits from a cash back credit card: Cash back from both domestic and international spending. Shopping privileges like getting cash back on grocery and supermarket spending. Travel privileges like unlimited access to more than 1000 airport lounges worldwide. The flexibility of converting big ticket purchases into small and easy installment plans. The convenience of getting instant cash loans. Lifestyle benefits, including local discounts and offers on dining, online shopping, and entertainment spending.