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Automatic cashback on all purchases

Citi Cashback Credit Card

Automatic cashback on all purchases

No Annual Fee (Spend based)*

Get Citi Cashback

Key Facts Statement

Benefits of Citi Cashback Credit Card

3% Cashback
3% Cashback

On non-AED spend

2% Cashback
2% Cashback

On grocery/supermarket spend

1% Cashback
1% Cashback

On all other spend

Calculate how much cash back you can earn

Move the monthly spend slider for each category and see how much cash back you can get in a year (as an illustration)

Total Monthly Spend


Total Monthly Cash Back


Annual Cash Back


On non-AED spend
Monthly Spend


Grocery & Supermarket
Monthly Spend


All Other Spend
Monthly Spend




Top 3 Cashback Credit Card features

Citibank customer purchasing new laptop on easy installment plan
Easy Installment Plan

Turn any big purchase into small payments

Citibank customer applying for instant cash loan
Cash Loan

Instant cash at a click of a button

Citibank customer enjoying Local discounts and offers on dining
Citi World Privileges

Enjoy Local discounts and offers on dining, online shopping and entertainment

Freedom to do more with the new
Citi Mobile® App

Avail Citi Cashback Credit Card offer from Citi Mobile App
Activate Citi Cashback card from Citi Mobile App
Secure your Citi Cashback Credit Card transaction with OTP from Citi Mobile App
Features of Citi Cashback credit card displayed in Citi Mobile App

at a glance

a new card

Secure your

Powerful features
on demand

Citi Cashback Credit Card promotions

Citibank customer enjoying at a cafe

Indulge, with Mastercard's most privileged offerings

With Mastercard World

Citibank customer enjoying ice cream


Get 50% off food delivery or dine in total bills at over 500 outlets with 50 free voucherSkout credits

Learn more

Apply for Cashback Credit Card Now & Get Unlimited cashback Offers!

Get a new Citi Cashback Credit Card from your phone or computer in an easy, paperless signup process

No annual fee in year 1. From year 2, the card is free upon meeting the minimum spend requirement*

Your minimum income should be AED 8,000 per month

Age 21 or older


  • Age: 21 years old or above
  • Minimum monthly income of AED 8,000
  • Required documents: valid Emirates ID, Passport and valid UAE Visa copy.
  • Important Information: both Salary account IBAN number and Passport number will be needed during the application



Missing the minimum payment due in any month and/or non-adherence to the bank’s Terms and Conditions may subject you to negative consequences and limit your ability to access further financing in the future, including but not limited to, late fee charges, a negative impact on your credit bureau rating, your card account going into arrears and/or collections measures which may include legal action and/or trigger all monies becoming due immediately. If you only make the minimum payment each month, you will pay more in interest and it will take you longer to pay off your outstanding balance.

Terms and Conditions

  • *No annual fee in year 1; No annual fee from year 2 onwards subject to minimum spend of AED 9,000 in subsequent year, otherwise a fee of AED 300 applies.
  • 5% Value Added Tax (VAT) applicable over and above the annual fee.
  • Cashback will not be earned on spend above the credit limit in a statement cycle.
  • Cashback will not be earned on utility bill payments via Citi channels (digital or phone).
  • Citi Cashback Credit Cards Terms and Conditions apply. For details, please click here.
  • Citibank Terms and Conditions apply, are subject to change and are available upon request. For the current Terms and Conditions, please visit our website All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A – UAE Branch. And makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities.
  • Click here to view fees and charges.
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