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Automatic cashback on all purchases on Citibank Cashback Credit Card

Citi Cashback Credit Card

Automatic Cashback on All Purchases

AED 200 Joining bonus statement credit upon meeting min spend.

Get Citi Cashback

Benefits of Citi Cashback Credit Card

3% Cashback
3% Cashback

With the Citi Cashback Credit Card, earn 3% cashback on non-AED spend.

2% Cashback
2% Cashback

Citibank Cashback Credit Card lets you save on your grocery purchases, as it offers 2% cashback on grocery/supermarket spend.

1% Cashback
1% Cashback

Earn 1% cashback on all other spend with your Citi Cashback Credit Card and make your spend more rewarding.

Calculate how much cashback you can earn on Citi Cashback Card

Move the monthly spend slider for each category and see how much cashback you can get in a year (as an illustration)

Total Monthly Spend


Total Monthly Cashback


Annual Cashback


On non-AED spend
Monthly Spend


Grocery & Supermarket
Monthly Spend


All Other Spend
Monthly Spend




Top 3 Citi Cashback Credit Card Features

Citibank customer purchasing new laptop on easy installment plan by using Citi Cashback Credit Card
Easy Installment Plan

Shop to your heart’s content with the Citi Cashback Credit Card and turn any big purchase into small payments with ease.

Citibank customer applying for instant cash loan from Citi Cashback Credit Card
Cash Loan

Fulfill cash requirements in no time as Citi Cashback Credit Card offers instant cash at a click of a button.

Citibank customer enjoying Local discounts and offers on dining with Citi Cashback Credit Card
Citi World Privileges

Enjoy Local discounts and offers on dining, online shopping and entertainment with the Citi Cashback Credit Card and create more cherishable memories with your loved ones.

Citi Cashback Credit Card Offers

Citibank customer enjoying at a cafe

Explore the world of benefits and offers with the Citi Cashback Credit Card. Indulge with Mastercard's most privileged offerings and enjoy a wide array of exciting and premium offers. From lifestyle to travel benefits and more, the privileges from Citi Cashback Credit Card can help you enhance each experience

With Mastercard World

Citibank customer enjoying ice cream


Get 50% off food delivery or dine in total bills at over 500 outlets with 50 free VoucherSkout credits with the Citi Cashback Credit Card. Whether you want to dine-in at your favorite food outlet or opt for food delivery, with the Citi Cashback Credit Card, you can make your meals more wholesome by availing the attractive discounts.

Learn more

Apply for Cashback Credit Card Now & Get Automatic Cashback Offers!

Get a new Citi Cashback Credit Card from your phone or computer in an easy, paperless signup process

No annual fee

No annual fee in year 1. From year 2, no annual fee upon meeting the minimum spend requirement.*

Your minimum income should be AED 8,000 per month

Your minimum income should be AED 8,000 per month

Age 21 or older

Age 21 or older


  • Age: 21 years old or above
  • Minimum monthly income of AED 8,000
  • Required documents: valid Emirates ID, Passport and valid UAE Visa copy.
  • Important Information: both Salary account IBAN number and Passport number will be needed during the application

Frequently Asked Questions

Frequently Asked Questions



Missing the minimum payment due in any month and/or non-adherence to the bank’s Terms and Conditions may subject you to negative consequences and limit your ability to access further financing in the future, including but not limited to, late fee charges, a negative impact on your credit bureau rating, your card account going into arrears and/or collections measures which may include legal action and/or trigger all monies becoming due immediately. If you only make the minimum payment each month, you will pay more in interest and it will take you longer to pay off your outstanding balance.

Terms and Conditions

  • Click here for Welcome Offer Terms and Conditions


  • *No annual fee in year 1. From year 2 onwards annual fee is waived unless a minimum annual spend of AED 9,000 is not met, in which case an annual fee of AED 300 applies.
  • 5% Value Added Tax (VAT) applicable over and above the annual fee.
  • Cashback will not be earned on spend above the credit limit in a statement cycle.
  • Cashback will not be earned on utility bill payments via Citi channels (digital or phone).
  • Citi Cashback Credit Cards Terms and Conditions apply. For details, please click here.
  • Citibank Terms and Conditions apply, are subject to change and are available upon request. For the current Terms and Conditions, please visit our website All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A – UAE Branch. And makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities.
  • Click here to view fees and charges.
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