Question 1

What is cashback on a credit card?

Accepted Answer

Cashback on a credit card can be defined as rewards that a customer gets upon using the cashback credit card to make purchases. These rewards can be in the form of money or redeemable points. Customers can accrue the redeemable points and use them to make purchases later without using the credit limit.

Question 2

How Citibank Cash Back Credit Card is different from other cards?

Accepted Answer

Citi cashback credit cards come with the beneficial Citi cashback program that lets you earn cashback on all eligible local spends as well as on non-AED spends. It comes with exciting features, benefits, and privileges that can help you save more. It even offers cashback on grocery/supermarket spends and provides premium travel, lifestyle, and dining benefits, thereby letting you get a rewarding and fulfilling experience.

Question 3

What is the minimum spend requirement to get cashback?

Accepted Answer

With the Citi cashback credit card, you do not have to satisfy any minimum spend to earn cashback.

Question 4

What is the annual fee on Citibank Cash Back Credit Card?

Accepted Answer

Citi cashback credit card does not charge any annual fee in year 1. In year 2, you will not be charged any fee upon meeting the minimum spend requirement of AED 9,000*.

Question 5

How can I redeem my cashback points?

Accepted Answer

The cashback points will be accrued and automatically credited to the card account.